What We Offer
Let us assess your financial Situation to find the best solution for your funding, whether it's your first home or your looking to expand your investment portfolio in the best way possible, talk to us about fitting the pieces together to save money, pay off your loan sooner and putting you in the best position possible for your Financial Freedom.
We offer a Large range of Lenders to suit your individual requirements, save time, money and stress. You might still be saving for your first home, wishing to use the equity in your current one, or wondering if you’re getting the right possible deal with your existing lender.
We will ask about your financial circumstances and objectives to find out what’s important to you in a home loan. For example, flexibility might be important because you plan to start a family or you may want ready access to equity for a rental property or renovations. Whatever your plans, we will research the market and recommend the right home loan to suit your needs. We Will always looks for the right loan for you, not the lender.
Once you have agreed on a loan, We will manage the application and make sure everything is in order for the approval process.
Not sure where to go? you are likely to have more options than you think. With our in depth knowlege we can assist to structure your finances so that they are working for you. Trying to save for your dream home or looking for an investment setup where you have no out of pocket costs? talk to us now.
Are you with the right lender? a re finance can open the door to options and savings. As time marches on, situations change. Perhaps you’ve changed jobs? Or there’s a new addition to the family? Maybe you would just like a better rate? Maybe it’s the advent of school fees, or perhaps the kids have flown the coop? Or maybe that leaking shower or tired kitchen has just reached the end of its life. A shift in circumstances may mean it is time to revisit your home finances.
For many, the idea of refinancing a mortgage can be daunting. Fees, fixed versus variable interest rates and monthly charges all need to be considered. The right refinanced loan could help you pay off your mortgage faster and for less, clear unhealthy debt or help you upgrade and add value your home, all of which are steps in the right direction.
But where to start? Feel free to contact us to discuss your situation
Talk to us about getting the right start! Buying your first home is an exciting, but big step to take and one that comes with many questions and decisions. The first big question is how much you can borrow and what your likely repayments will be.
That’s where we come in. We are here to do all the legwork for you. We will be able to compare home loans across over 800 products available from Australia’s leading lending institutions.
And because you’re a first home buyer, you may be eligible for a first home buyer grant. This is a grant available to Australian citizens or permanent residents who wish to buy or build their first home, which will be their principal place of residence within 12 months of settlement. As grant conditions vary from state to state, contact us to find out how much grant money you could receive.
Spend a few moments checking out our clever online calculators. We look forward to then walking you through your available options.
Building your wealth, have you structered your loan to maximise return? It definitely pays to do your homework on the property market before you dive in, and we’re thrilled to be on board to help you when it comes to financing your decision. Recent share market slides, tight rental markets in most capital cities and a whiff of increase in property prices are seeing many mum and dad investors retreat to bricks and mortar.
Generally, property in Australia is still considered to be a sound investment due to steady and consistent increases over time.
But it’s not a quick win. Property usually has a seven to ten year cycle, with highs, lows and steady stints in between.
Fortunately, an ongoing housing shortage in Australia and a tax system that allows negative gearing on property (where any investment losses can be claimed as tax deductions) continue to favour housing as a solid, long-term investment.
But credit has tightened in the wake of the Global Financial Crisis so lenders are more cautious about who borrows and for what. We can assist to find your best ally in finding the right lender and loan for your circumstances in this new environment. We also wade through the many investment loan options on offer, leaving you more time to find the ideal property.
Ready for some renovations or looking at a development. Building your own house can be a wonderful and fun experience – but it can also be a long and expensive process. However, most people cannot afford to pay for the cost of home construction up front, and getting a mortgage can be tricky.
After all, you’re asking a bank or a mortgage lender to give you money for something that doesn’t even exist yet.
A standard mortgage loan is not going to cut it – but you may be eligible for a special type of loan known as a construction loan. Ask us how
Popular with self-employed people, these loans require less documentation or proof of income than most, but often carry higher interest rates or require a larger deposit because of the perceived higher lender risk. In most cases you will be financially better off getting together full documentation for another type of loan. But if this isn’t possible, a low doc loan may be your best opportunity to borrow money
Customised commercial property investment solutions,
The commercial property market can be challenging at best, and when you have a business to run the last thing you need is to take time out to learn about the intricacies of buying commercial property.
That's where we can step in – we can offer their vast knowledge on the Australian commercial property market, and will work with you to develop, design and implement a commercial property investment solution that meets your business' goals.
Funding Financial Freedom offers a range of flexible vehicle finance solutions for private or business use With a wide range of lenders on our panel we will fit together the best options for you. Look no further as we can source you the best Finance for your individual situation. Our Motor Vehicle Fleet Partners can also Source your new car providing a convenient, Hassle Free process that Saves you Time and money using their Buying Power. Previous Clients have saved $1,000's from their quoted dealer price.
We offer Leading Equipment Finance products to suit all your needs from a large variety of lenders,
So feel free to check in with us wether its a new Tractor, Truck or Business Equipment.
Benefits include •Finance up to 100% of the cost of the equipment •Fixed repayments-allows for better budgeting and avoidance of rate fluctuations over the term of the lease •Provided the asset is used to generate assessable income, lease payments may be partly or fully tax deductible •Flexible end of term options (dependent upon finance type) •Ability to use scarce capital for more productive purposes, such as business expansion •Avoidance of technology obsolescence